CONCERNING OUR POLICY FOR PATIENTS WITHOUT INSURANCE
We realize that it may be inconvenient to make payment at the time of each visit. Therefore, we have a variety of payment plans available and benefits for pre-payment.
We are happy to accept your check, Visa, Mastercard, or cash for payment.
CONCERNING OUR POLICY FOR PATIENTS WITH INSURANCE
Most insurance policies do cover chiropractic services, but the amount they pay varies from one policy to another; many pay 100%, some apply only a small amount. Because of this difference between policies, we request each patient who wishes to file insurance claims through this office to pay his/her insurance policy deductible, the percentage that is not covered, prior to services being rendered.
*There is a benefit to pre-paying these fees.
Your Insurance is an agreement between you and your insurance company. As a courtesy to our patients, our office will process any necessary reports and forms at no charge to help you collect from your insurance company. Any amount paid to our office will be credited to your account. If there is an overpayment, it will be refunded to you.
However, you must clearly understand and agree that for all services rendered to you in our office, you are charged directly and you are personally responsible.
THINGS YOU SHOULD DO
Get your insurance forms from your Agent or Company. Fill out the forms as best you can and our staff will double check them.
If your policy has a deductible feature, we suggest you pay that amount at the beginning of your care. If there is an overpayment, we will promptly refund it to you.
You are asked to authorize Modesto Chiropractic Center to furnish information regarding your case to your Insurance Company and to assign all benefits as a result of claim.
If you wish insurance benefits to go directly to you, then 100% of your balance is due and payable each visit.
All past due accounts (45 days) are subject to a service charge of 18% per month.
CONCERNING CHILDREN AND CHIROPRACTIC
Our policy is to Chiropractically check all family members. If treatment is needed financial arrangements can be made.
IN CASE OF AUTOMOBILE ACCIDENT OR PERSONAL INJURY
Please present your auto insurance information as soon as possible. If an attorney is handling your case, please notify the insurance department right away.
ON THE JOB INJURY
PLEASE NOTE: Workers Compensation Insurance does pay for chiropractic care.
CONCERNING OUR POLICY WITH MEDICARE INSURANCE
Our office has a reduced fee schedule for senior citizens, in accordance with the deficit reduction act of 1984. We do accept Medicare assignment. There is a yearly deductible on all Medicare accounts. After this is met, Medicare will send partial payment directly to our office for the first 12 office visits. The patient is then responsible for the balance that Medicare does approve and this is due on a daily, weekly or a pre-paid basis. Please note that the patient is responsible for any examination, X-rays, or supplies that are not a covered benefit of Medicare.